A man becomes convicted of his unethical business activity from two years earlier. At the time his sole ethic was profit, now it is to follow Jesus, so he reports himself to the relevant authorities and the cost to him and his family could be devastating.
That is so encouraging, so inspiring.
Another man is nursing an unquiet conscience because of some past business practices, which he stopped for fear of being caught. Recently, he was found out, and the cost to him and his family could be devastating.
That is embarrassing and shameful.